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How Much Is Your Auto Accident Compensation Worth? Damages from car accidents are intended to compensate victims for their losses. Some of the damages include medical bills, property damage and pain and suffering. In New York you have three years from the date of an accident to start a lawsuit. But, if you wait too long could harm your case. Evidence may be lost over time or destroyed. Witnesses might not remember important details. Damages In the event of a crash victims may receive compensation for their economic losses, such as medical bills or lost wages. In addition, they can receive compensation for non-economic losses such as pain and discomfort. But, how much your claim is worth depends on the severity of your injuries as well as the impact they have on your life. A skilled lawyer for auto accidents will help you determine the worth of your injuries and damages to your property, and negotiate an appropriate settlement with the insurance company. Insurance companies are in the business to make money. They will do all they can to pay your claim as inexpensively as they can. You require an attorney who will fight to obtain the maximum amount you are entitled to. In addition to the cost of repairing your vehicle, you can also claim compensation for personal belongings which were damaged in the crash. Jewelry, clothing, and shoes are all covered. You may also be eligible for compensation for expenses related to gardening, housekeeping or childcare, if you cannot do these tasks on your own due to your injuries. In determining the worth of your claim, the deductible will also be taken into consideration. You will have to first pay your deductible before the insurance company starts to pay for damages. You can then make a claim against the at-fault driver to recover the remaining amount of your damages. Medical bills The medical bills that arise from a car wreck can quickly add up. The cost of an ambulance ride, hospital stay and inpatient treatment could be tens of thousands of dollars or more. The cost of prescription medication physical therapy, prescription drugs, and other therapies can rise as the accident victim recovers. When a driver is found be at the fault in a lawsuit, they are responsible for paying the victim's damages including medical expenses. The law doesn't require that the at-fault driver be responsible the medical expenses of their victim on regular basis. If you're not in a state that is no-fault, the first step to take for medical bills compensation is to apply to your auto insurance company for PIP (personal injury protection) coverage. This insurance may cover all or most of your medical bills, depending on the policy limits. You must also file a claim with the at-fault driver's car insurance for any liability insurance they have in addition to the uninsured motorist coverage on your own insurance policy. These policies can reimburse you for your medical expenses, but they usually include deductibles or other terms. An experienced lawyer can assist you in the process of obtaining reimbursement for medical expenses. This will help you avoid having to spend your personal income on medical treatment and allows you to concentrate on your recovery. Lost wages Injuries from car accidents can make you unable to work. You may not be able to pay your bills and lose income due to. You may have to borrow money from your friends or family. It could take months to reach a settlement in your case. In the meantime, you'll have to pay your bills yourself and wait for the settlement. You may be able to recover lost wages if been injured in a car crash. This can include hourly earnings and salary, but could also include other financial benefits like bonuses and raises. auto accident attorney richmond can calculate the actual loss earnings. You can either file a claim with an insurer with no fault or sue the party at fault for the loss of wages. The claim will typically involve your medical bills, proof that you were unable to work because of your injuries, and documentation of your earnings loss. This is sometimes known as the demand package. You'll be required to submit a written statement from your employer confirming the details of your employment including the days you were absent due to your injury as well as the hours you usually work. You will need to provide your pay stubs, tax documents and other pertinent documents. Your attorney can assist you gather these documents and prepare an impressive demand package to present to the insurance company or judge in your case. Pain and suffering Although some expenses incurred in crashes can be figured to the penny, such as emergency services, medical bills and surgery costs, medication, and lost wages—others cannot. The unquantifiable costs are known as pain and suffering, and are a crucial part of a victim's compensation claim. The emotional and physical effects of an accident are as a result of pain and suffering. The injuries suffered by a victim can have a lasting impact on their lives that can cause permanent disabilities or even death. A person suffering from a debilitating head injury, for instance might never be capable of working or functioning normally. These kinds of injuries usually warrant a large settlement. In most instances, the amount pain and suffering a victim receives depends on the severity of their injuries as well as how it has affected their life. A seasoned attorney will research the specifics of your case to determine a fair settlement. They will consider previous settlement amounts for similar injuries as a guide to give you an idea of what your case could be worth in terms of pain and suffering. Insurance companies try to discredit the claims of victims for pain and suffering, in the belief that their injuries are not enough severe. A knowledgeable lawyer will rebuff these tactics and negotiate with the insurer on your behalf to ensure you get an honest settlement.